Terms of Service

1. Acceptance of Terms

By accessing, browsing, or using Fakto.top (the “Site”), you (“User,” “you,” or “your”) agree to be unconditionally bound by these Terms of Service (“Terms”) and any future amendments. If you do not agree with any part of these Terms, you must immediately cease use of the Site. These Terms govern the relationship between you and Fakto.top and apply to all visitors, users, and content contributors.

2. CRITICAL FINANCIAL DISCLAIMER, RISK WARNING, AND LIABILITY LIMITATION

THIS SECTION IS MANDATORY READING. THE SITE IS INFORMATIONAL AND DOES NOT OFFER PROFESSIONAL ADVICE.

2.1 No Professional or Fiduciary Duty

All content, analysis, and educational materials provided on the Site are for informational, educational, and entertainment purposes only. We are not a financial institution, licensed broker, investment advisor, tax attorney, or certified financial planner. We do not provide personalized financial, investment, tax, or legal advice. No content on this Site constitutes a solicitation, recommendation, or offer to buy or sell any security or financial instrument.

2.2 High-Risk Warning

Cryptocurrency, blockchain technology, and related assets are inherently HIGH-RISK, VOLATILE, and UNPREDICTABLE. You acknowledge that trading or investing in these assets carries the risk of substantial losses, up to and including the complete loss of your entire capital.

2.3 User Responsibility (DYOR)

You are solely responsible for conducting your own thorough research (DYOR) and for consulting with qualified professionals (including tax and legal advisors) before making any decisions based on the content presented on this Site.

2.4 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, Fakto.top SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, PUNITIVE, OR SPECIAL DAMAGES (INCLUDING, BUT NOT LIMITED TO, LOSS OF DATA, LOSS OF PROFITS, OR BUSINESS INTERRUPTION) ARISING OUT OF YOUR ACCESS TO OR USE OF, OR INABILITY TO ACCESS OR USE, THE SITE OR ITS CONTENT. THIS LIMITATION OF LIABILITY APPLIES REGARDLESS OF THE LEGAL THEORY (CONTRACT, TORT, NEGLIGENCE, ETC.).

2.5 Disclaimer of Warranties

THE SITE AND ALL CONTENT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. Fakto.top specifically disclaims all warranties of merchantability, fitness for a particular purpose, non-infringement, and freedom from technical defects or viruses. We do not guarantee uninterrupted access or error-free functionality.

3. Intellectual Property

All original content, text, graphics, logos, and visual assets are the exclusive property of Fakto.top or its content creators and are protected by international copyright laws. You may not reproduce, distribute, modify, or republish any content without our prior written permission.

4. User Submissions and Conduct

4.1 Submissions

By submitting content (including comments or feedback), you grant Fakto.top a perpetual, non-exclusive, royalty-free, worldwide license to use, reproduce, modify, and publish such content for editorial purposes.

4.2 Prohibited Conduct

Users agree not to engage in any activity that violates these Terms or harms the Site or its community. Prohibited conduct includes, but is not limited to:

• Attempting unauthorized access to the Site’s systems.
• Distributing malware, harmful code, or engaging in data scraping without permission.
• Using the Site to promote illegal activities, pump-and-dump schemes, market manipulation, or unverified financial fraud.
• Spreading knowingly false information or verified misinformation regarding crypto assets or platforms.
• Engaging in abusive, defamatory, or harassing behavior.

5. Third-Party Links and Affiliate Policy

The Site may contain links to external, third-party websites or services that are not owned or controlled by Fakto.top. We are not responsible for the content, privacy policies, or practices of any third-party sites. Accessing these links is done at your own risk.

Note on Affiliate Links: Fakto.top maintains a policy of full transparency regarding monetization. To ensure compliance with high editorial standards and to facilitate AdSense approval, all commercial affiliate and referral links have been temporarily removed from the Site.

6. AI-Generated and Fictional Content

Some content on Fakto.top may be generated or assisted by artificial intelligence, and certain stories or examples may be fictionalized for illustrative or educational purposes. These materials are presented in context and are not intended to represent real individuals or events unless explicitly stated. Users must interpret such content accordingly.

7. Privacy and Data

Your use of the Site is also governed by our Privacy Policy. By continuing to use the Site, you consent to the data handling practices described in that Policy. Fakto.top does not collect or solicit sensitive financial information.

8. Modifications and Termination

8.1 Modifications to Terms

Fakto.top reserves the right to update or modify these Terms at any time without prior notice. Changes will be effective immediately upon posting. Your continued use of the Site after modifications constitutes acceptance of the revised Terms.

8.2 Termination

We reserve the right to suspend or terminate access to the Site or specific features at our discretion, without prior notice, if a User violates these Terms or engages in conduct deemed harmful.

9. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws applicable to the Site’s jurisdiction. Any legal disputes arising hereunder shall be subject to the exclusive jurisdiction of the courts in [INSERT YOUR JURISDICTION HERE].

10. Contact Information

If you have any questions or concerns regarding these Terms, please contact us via the contact form available on the Site or by email at support@fakto.top.

Effective Date

These Terms of Service are effective as of September 25, 2025. We encourage users to review them periodically for updates.